Rahul Arora Last Updated by on January 15, 2024

Online Baccarat in India: Play at Trusted Casino Sites

Baccarat is one of the oldest and most exciting casino games, and it is no wonder that it has become a staple in online casinos. Also, online baccarat enjoys quite a reputation in Asia, with people from India as one of the primary players in online casinos. We also prepared the following guide to help anyone learn how to play baccarat online, online baccarat rules, and much more.

Top Online Baccarat Casinos in India 2024

20Bet India Review 2024
Up To ₹10,000 Bonus for Indians

22Bet Casino India Review 2024
100% up to ₹25,000 Bonus for All New Players

Hands down, the best selection for Indian players!

888Casino India Review 2024
Up To ₹10,000 Bonus for Indians

Betway India Review 2024
100% up to ₹50,000 Bonus For All New Players

Very friendly for Indian players

1xBet India Review
100% Up-To ₹10,000

Great games and promotions for Indian players

10Cric Casino Review 2024
100% up to ₹20,000 Welcome Bonus for New Casino Players

How to Play Baccarat Online

We’ll cover all the particulars below, but here is an overview of how to play baccarat online:

  • Join a reputable online baccarat casino
  • Select your preferred baccarat game
  • Place a bet on the player or the bank
  • The player and bank get two cards each
  • If either side has a sum of 8 or 9, they get no more cards
  • If either side has a sum of 0 to 5, they get another care
  • The winner is the side with a score closest to 9

Best Online Baccarat Casinos in India to Play for Free

Online Baccarat Casino Site Baccarat Games Play for Free Requirements Bonuses Our Review
10Cric 28 Baccarat games A free demo game with the mobile app Join the online casino and use the mobile app Up to ₹20,000 10Cric Review

Join 10Cric

22Bet 30+ Baccarat games Free baccarat demo on several versions Open the site and simply try a free baccarat game Up to ₹25,000 22Bet Review

Join 22Bet

1xBet 50+ Baccarat games Free demo baccarat versions Open the site and watch a demo baccarat game Up to ₹10,000 1xBet Review

Join 1xBet

Rules In Short

The baccarat rules are simple, as there are two hands – the player’s and the banker’s, and the players can bet on either hand before the cards are dealt. There are three hands: in the first hand, the player and banker get two cards each.

The 10s and face cards are worth zero, and all other cards are summed up – the total sum should be nine or closest to nine. If the player or banker gets a nine on the first hand, this is called a natural win, and the game is over. Please refer to our detailed article covering online baccarat rules for more information and tips.

To win the bet, the baccarat hand must have a sum closest to nine.

Online Baccarat Bets

Online baccarat has three standard bets: a player bet, a banker bet, and a tie. The house edge determines the payouts, and these depend on the deck type (single deck, 6-deck shoe, and 8-deck shoe):

Bet Type Single-deck house edge 6-deck shoe house edge 8-deck shoe house edge Payout
Player Bet 1.01% 1.06% 1.06% 1/1
Banker Bet 1.29% 1.24% 1.24% 1/1
Tie 15.57% 14.44% 14.36% 8/1
The best option in baccarat is to bet on the banker!

Top Baccarat Side Bets

Apart from the primary bets in baccarat, players can also place various side bets. There is no limit to the number of bets one can place, and the general winning probability of baccarat side bets is 50/50. The table below provides the most popular side bets in a 6-deck baccarat game:

Side Bet House Edge Payout Outcome
Player Pair 11.25% 1/1 If the first two cards of the player form a pair.
Banker Pair 11.25% 11/1 If the first two cards of the dealer form a pair.
Perfect Pair 17.07% 25/1 The first two cards dealt with either banker or player make a perfect pair.
Either Pair 14.54% 5/1 If either the Banker or Player’s first two cards make a pair.
Small 5.27% 1.5/1 If the total hand value is 4.
Big 4.35% 0.54/1 If the total hand value is 5 or 6.
Most side bets in baccarat offer a bigger payout than the common bets.

Online Baccarat Winning Strategies and Roads

The basic baccarat rules are simple, but there are advanced rules that one needs to note when playing the game and creating their baccarat winning strategy. To develop and analyze the baccarat strategy, there are the so-called roadmap patterns that the players can look at and use to determine the winning side. There are five standard roadmaps in baccarat:

  • The Bead Plate
  • The Big Road
  • Big Eye boy
  • The Small Road
  • The Cockroach Pig

Please note that each is a colorful pattern of red, blue, green, and yellow dots and circles in a grid. Players can predict and place safer bets with lesser risks based on these. We have covered baccarat roadmaps in a separate article where you can learn much more.

Online Baccarat Betting Tips

Now that we’ve covered the basic baccarat game rules, on to the good stuff – baccarat betting tips you can use when playing baccarat at your favorite online casino.

  • Avoid placing a Tie Bet – with the incredible 8-1 odds, the tie bet is quite appealing to baccarat players, and it is not uncommon for a tie between the player and banker to happen. Still, there is less than a 10% chance of winning a tie bet in baccarat, and considering the 14.44% house edge; it does not happen that often for you to win big.
  • Prefer betting on the banker – when in doubt, place a bet on the banker’s hand. The banker has a higher winning chance of up to 45.8%, meaning you have a better opportunity.
  • Check the house edge on side bets – most of the side bets in baccarat offer higher payouts, but these also come with a higher house edge. Thus, check the house edge before you try to place a side bet, as, for example, the perfect pair side bet in a 6-deck baccarat game has a 25-1 payout but over 17% house edge.
  • Play brief sessions – the baccarat games are relatively short, and players get short winning streaks. To avoid chasing your losses, we suggest you play quick sessions and quit the game as soon as your winning streak stops.
  • Set a limit on wins and losses – many online baccarat games have low minimum bets, and players can easily get lured into the excitement and lose track of the bankroll, ending up spending more than they can afford. Thus, setting a limit on your wins and losses is essential for a smart baccarat strategy.
Don’t chase losses, and manage your bankroll wisely in online baccarat!

Online Baccarat Types

The baccarat game is available in different formats, with payouts, RTPs, and house edge. Here are some of the most popular versions of online baccarat you can find with the top online casinos in India:

  • 3-Card Baccarat: It is a single-deck card game: the dealer deals three cards to the player and banker. The rules and card values are the same, and the hand with 3 face cards wins the game.
  • Mini Baccarat: The most popular baccarat version is played with 7 players on the table and is a fast-paced version that can handle up to 200 hands in a single hour.
  • Punto Banco: This real money baccarat game uses 3 dealers, and the RNG software or live dealer handles everything, while the players only have to place bets.
  • Chemin de Fer: Mostly played in Europe and France, this VIP baccarat game can accommodate up to 14 players and allows players to act as bankers.
  • Baccarat Banque: Players can act as bankers in the next round if they win the game. Players can wager only on the banker’s side winnings or a matching wager.
Punto Banco is real money baccarat and is the most often played baccarat variety!

Online Live Baccarat

Live baccarat is an online game played live – a live dealer deals the cards and handles everything while the players can sit back and decide on which side to place their bets on. Here are the most popular online live baccarat varieties:

  • Classic Live Baccarat: the most commonly found and popular baccarat version, classic live baccarat is a fast-paced game with a round taking less than a minute to complete. There are usually only pair side bets available in classic live baccarat.
  • Live Speed Baccarat: live speed baccarat follows the same rules as the classic live baccarat, but each round takes less than 30 seconds to complete. The cards are dealt face-up, and the players have less time to analyze stats and rely on luck to place bets.
  • Live Baccarat Squeeze: the live baccarat squeeze adds a layer of excitement to the baccarat game, with the dealer or the player slowly revealing the value of a card.
  • No Commission Baccarat: a game or regular baccarat has a 5% commission fee from the winning banker’s bets. The no-commission live baccarat removes the 5% fee, and the tables have a lower payout on a winning hand.
Live baccarat adds a level of excitement with fast-paced gameplay!

Mobile Baccarat

The development of mobile apps has made it possible for people to play baccarat on the go, and mobile casino apps are now a staple of all online casino platforms. We need to note that mobile casino apps allow you to play baccarat almost anywhere and anytime.

Since not all casino apps are the same, here are the key things to note when selecting a mobile casino app to play mobile baccarat:

  • Make sure you are only using the official mobile app created by a legal online casino
  • Make sure you only use free mobile casino apps that you can download from an official casino site
  • Make sure the casino app you are using comes with a proper casino license
  • Make sure you have a reliable internet connection

For that purpose, we’ve selected the top three online casinos with excellent mobile apps that you can join and play your favorite baccarat game:

Betway India Review 2024
20Bet India Review 2024
10Cric Casino Review 2024

How We Select Top Online Baccarat Casinos in India

To recommend the best online baccarat casinos in India, we use a list of selection criteria that help weed out the good from the not-so-good online casinos. Here is what we check:

License & Security

Casino licenses are essential for online safety and security and for ensuring the legitimacy of an online baccarat casino. Thus, we check the casino license of every casino platform we review and only recommend quality baccarat casinos with up-to-date licenses, active SSL certificates, and proper data encryption.

Only join online baccarat casinos with active licenses and good online security!

Games & Game Providers

We showed you the most popular baccarat varieties above, and to enjoy all of these, you need an online casino with great game variety. That is why we check the available games and the game providers with various online baccarat variants.

Check to see if the selected online baccarat casino carries the exact baccarat variant you wish to play!

Design & User Experience

The design and user experience an online baccarat casino provides is another vital part of overall user satisfaction. So, checking the online casino’s design and features, the loading speed, and possible glitches is something we always do, allowing us to recommend quality baccarat casinos.

Opt to join an online baccarat casino with a flowy design and seamless navigation!

Payment Options

The payment options found at online casinos determine whether you can play your favorite baccarat game. So, we are also checking the available payment methods that work with Indian players and recommend online casinos that have the following deposit methods:

Google Pay
Master Card
Net Banking
Local Bank Transfer
Astro Pay
Eco Pay
Only join online baccarat casinos that accept Indian Rupees and Indian-favorite deposit methods!

Customer Support

Customer support is crucial thing when considering an online casino platform. Thus, it is evident that it would be something we’ll check. We prefer online baccarat casinos with a good FAQ section and 24/7 live chat support with knowledgeable staff to help with any possible issue.

Joining an online baccarat casino with excellent customer support means any possible issue will be quickly dealt with!
22Bet Casino India Review 2024
100% up to ₹25,000 Bonus for All New Players

Where to Play Baccarat Online in India?

Now that you know what to check for when selecting an online baccarat casino in India, please check the suggested baccarat casinos that we’ve outlined for you here, as each of these fulfills our conditions and provides much more:

Real Money Baccarat vs. Free Baccarat Comparison

You may have heard about real money baccarat and free baccarat and wonder what the difference is between the two. Well, really, there is no significant difference between the two except for the possibility of winning some money with the real-money baccarat version. Here is a table comparing the two baccarat versions:

Real Money Online Baccarat Free Online Baccarat
Play baccarat with low stakes Learn the game risk-free
Get the casino experience at home Play online when you want
Win real cash Try the online casino experience for free
Eligible towards real money sign-up bonus No joining a loyalty program or sign-up bonus
Safe game run by an RNG Safe game run by an RNG (same with real-money baccarat)
Earn loyalty points with some online casinos No risking money – no monetary wins
Real money and free online baccarat are the same game with different stakes!

Baccarat Meaning & History

Baccarat is perhaps the oldest gambling game still in existence today; the name baccarat derives from “baccara,” meaning zero, as all the tens and face cards are worth zero in the game.

Invented in Italy in the 1400s, the baccarat game found its way to France, where it got slight changes and became the nobility’s favorite game. The French king Charles VIII also favored this game, and in his honor, the amended version was named Chemin de fer or Baccarat Banque.

The game’s popularity allowed baccarat to spread to the UK, and even English author Ian Fleming liked the game and used it as inspiration when creating the iconic James Bond. Another version, Baccarat Punto Banco, originated in the Caribbean and South America. Baccarat Punto Banco was the most popular house-banked game in Havana, Cuba, in 1940 that later became the modern baccarat we all know and love today.

In the late 1950s, the modern baccarat transitioned from Cuba to the USA. It put down roots in Las Vegas, where casinos are generating an increasing amount of revenue from baccarat play. Also, many online casinos are getting more and more players who are there to enjoy a game or two of baccarat.

Baccarat is among the longest-running casino games worldwide.


Which is the best casino to play online baccarat?

There is no single best casino to play online baccarat in India. That is why we’ve outlined the top online platforms where you can play various baccarat games: 1xBet, 22Bet, Betway, 10Cric, etc.

Which are different online baccarat games?

You can play different variants of baccarat online for free, for real money, live on via mobile casino app: classic baccarat, live baccarat squeeze, live speed baccarat, no commission baccarat, etc.

Which is the best bet in online baccarat?

There are three standard bets in baccarat: the players bet, the bankers bet, and the tie bet. You have the best chance of winning by betting on the banker.

Is baccarat a game of skill or luck?

Baccarat is a 100% game of luck, as there is no particular skill to play the game – you need to predict which hand will win the round to win the bet.

Can I earn real money playing online baccarat?

It is possible to win real money by playing online baccarat. However, you need to play it wisely and select a reputable online casino that has your best interests in mind, like the ones we’ve outlined for you above.

Where can I play online baccarat for free?

You can find free online baccarat games at reputable online casinos; you can also take advantage of the bonuses and promotions and play your favorite baccarat games online.

What are the odds of winning at baccarat?

The three common bets in baccarat have the following winning odds:
● Banker’s hand – 45.8%
● Player’s hand – 44.96%
● Tie – 9.6%

Can I win baccarat every time?

It is improbable that you will win every baccarat bet. Still, for the best winning chances, you should prefer to place bets on the banker’s hand. Still, it may be your lucky day, so you never know!