Last Updated by Nancy Sharma on August 23, 2023
Playing online baccarat is simple, as you only need to bet on the Banker, the Player or on a Tie result. Still, it can be very entertaining, and you can enjoy excellent winning chances and have plenty of fun in the meantime. So, for those who don’t know, here we discuss how to play online baccarat and how to win at baccarat online. We are covering all the bases of how baccarat is played, and you will learn of the three possible bets and outcomes in the baccarat game: the Player wins, the Baker wins, and the Tie.
You can bet on the Player, the Banker, or a tie outcome in baccarat. The winning hand is the one equal or closest to 9. The players (up to 14 in total) can place one of three bets, and once all the bets are placed, the dealer does all the work. Please note that when we say Banker, it does not refer to the dealer/house. Here is a simple rundown of how to play online baccarat:
To clarify things, we’ve made this comprehensive guide to teach you how to play baccarat. You can play online baccarat, starting with a breakdown of the baccarat table. The standard baccarat game is played with up to 14 players arranged around the baccarat table, and each Player has three betting areas in front of them with the possible bets written on them.
In baccarat, neither the Player nor the Banker gets their cards. Instead, the dealer deals only two hands – the Player’s hand and the Banker’s hand. Every gambler can place their bet on the three possible outcomes of the two dealt hands, and they do this on the three betting areas on the baccarat table:
The baccarat dealer begins the game by asking the players to place their bets. Once each gambler decides and places the bets, the dealer deals the two hands of two cards. If one of the hands gets a score of 8 or 9, this is called a natural win, and the round ends. If neither hand has a score of 8 or 9, then the round continues with the third card rule.
The baccarat third card rule comes into play when neither the Player nor the Banker have a natural win. The Player and Banker gameplay continues according to the value of the third card, as you can see below:
|Player card value||Banker Hits||Banker card value|
|The Player gets a 9||Yes||If Banker’s hand is 3 or less|
|The Player gets an 8||Yes||If Banker’s hand is 2 or less|
|The Player gets a 7||Yes||If Banker’s hand is 6 or less|
|The Player gets a 6||Yes||If Banker’s hand is 6 or less|
|The Player gets a 5||Yes||If Banker’s hand is 5 or less|
|The Player gets a 4||Yes||If Banker’s hand is 5 or less|
|The Player gets a 3||Yes||If Banker’s hand is 4 or less|
|The Player gets a 2||Yes||If Banker’s hand is 4 or less|
|The Player gets a 1||Yes||If Banker’s hand is 3 or less|
|The Player gets a 0||Yes||If Banker’s hand is 3 or less|
The dealer gets a 5% commission on the winning bets on the Banker’s hand. This is the percentage of money deducted from your winnings from winning the Banker’s bet. The Banker’s bet in online baccarat has the lowest house edge, allowing you the possibility to win it more often.
In online baccarat, a commission circle is usually displayed next to the betting area, so the gambler will see the amount they owe and must pay before leaving the baccarat table.
The goal of the baccarat game is to reach a score of 9 or closest to 9. However, there is a catch, and unlike other casino games, the baccarat game has different card values:
“The maximum hand value in baccarat is 9, derived by summing up the values of the two cards. But what happens if you have two cards whose score is more than 9? You need to sum up the two cards in your hand, and if the score is over 10, you discard the 1, leaving you with a single number.” – Rohit Parmar, casino expert at ProIndianCasinos.
|3 & 4||7|
|9 & 6 = 15||5|
|Q & 3 = 0 + 3||3|
It is simple to play online baccarat, and this game has captivated audiences for years. One of them is James Bond, the most well-known fictitious secret agent that plays baccarat in every one of his movies. We can narrow the baccarat gameplay to these simple steps:
Here is a mock round of baccarat that will help you quickly understand the online baccarat game:
|If the Player Draws||The Banker Must|
|Draw on:||Stand on:|
|2 or 3||0-4||5-7|
|4 or 5||0-5||6 or 7|
|6 or 7||0-6||7|
|Ace, 9, 10, or a Face Card||0-3||4-7|
Many baccarat players tend to be superstitious and tend to keep track of the history of every card that left the shoe. In online baccarat, this is known as a scorecard or a baccarat road map, and the top online baccarat game providers and casinos readily publish this data. Developing patterns and trying to improve your winning chances can be helpful.
While baccarat has simple gameplay, people have developed different variations of this popular game to attract a varied audience. Here we bring you a rundown on how to play different online baccarat types:
Baccarat Banque is often found in land-based casinos across Europe and is also referred to as Baccarat a Deux Tableaux. In this baccarat variant, the role of the Banker is given to the Player with the highest stake before the game starts. The goal of getting a hand equaling 9 stays, but the gameplay changes. The Banker gets one hand, and the Player gets two hands – one on the left and the other on the right side of the table. The participants can’t bet on the Banker’s hand, but they must select one of the Player’s hands to bet on.
EZ Baccarat was invented to accommodate the players who disliked and avoided baccarat tables with a 5% commission. The objective of reaching a score of 9 remains in EZ Baccarat, but the rules are changed: all winning bets on the Banker pay even money. Still, if the Banker’s hand has three cards summing up to s7, the bet becomes a push. EZ Baccarat is found in plenty of online casinos.
Mini Baccarat is a popular baccarat version across Asia, as it has a low minimum bet, lower house edge, and up to 5 players around the table. The minimum bets start at about ₹80, with the other particulars remaining the same as with other baccarat varieties. The Mini Baccarat games are fast-paced and exciting for players, and you can test your Mini Baccarat skills at 22Bet or another of the top online casinos.
Midi Baccarat is a baccarat variant that accommodates up to 9 players. The other online baccarat rules are the same as with standard baccarat, but the minimum wager is lower, which is why so many players find this appealing casino game. The betting limits are at about ₹500, which is a comfortable amount for many Indian gamblers, and it is a game that you can find at 20Bet casino .
The full-size or Big Baccarat is primarily played at land-based casinos, as this baccarat variant accommodates up to 15 players. The goal is to reach a hand of 9. The rest of the rules are the same – two hands are dealt (the Player’s and Banker’s hand), and the participants can bet on the Player, the Banker, and a tie score. The betting limits at the Big Baccarat table are higher, and this game is popular with high-rollers.
Live Baccarat is the most popular baccarat version at online casinos. The gameplay and the goals are the same, with one difference – there is often one user playing the game. The design is accommodated to fit the screen, and the user clicks the wanted chip value, and they click to select the bet they wish to make. The dealer deals with the cards and follows the same outline, and if the user wins the bet, their winnings are added to their bankroll. We suggest you try different live baccarat options at 1xBet.
Speed Baccarat is the same as live baccarat, with a clear difference – each round must conclude in less than 30 seconds. The participants place the bets in less than 10 seconds, and the dealer has about 15 seconds to deal with the cards, draw the third card (if necessary), and finish the round. You can find Speed Baccarat at Betway online casino, and surely try your luck with this game.
As we’ve outlined, there are three main bets in baccarat that the participants can make:
|Type of bet||Name||Outcome||Payout|
|Bet on the Player||Punto||Closest to 9||1:1|
|Bet on the Banker||Banco||Closest to 9||19:2|
|Standoff Bet||Tie||The same score||8:1|
Besides the three main baccarat bets, in many online casinos, baccarat players can also make additional or side bets:
|Type of bet||Outcome||House Edge||Payout|
|Player Pair||The first two cards are a pair (A, A; 5,5; etc.)||11.25%||11:1|
|Banker Pair||The first two cards are a pair (A, A; 5,5; etc.)||11.25%||11:1|
|Perfect Pair||The first two cards are identical pairs (two 4 of hearts, etc.)||17.07%||11:1|
|Either Pair||The first two cards to either the Player or Banker are a pair||14.54%||5:1|
|Small||The two hands have a score of 4||5.27%||1.5:1|
|Big||The two hands have a score of 5 or 6||4.35%||0.54:1|
|Super Six||The Banker’s winning hand is 6||30%||12:1|
|All Red||All the cards in the Player’s hand are red||22:1||13.76%|
|All Black||All the cards in the Player’s hand are black||24:1||13.76%|
|Dragon 7||The Banker’s winning hands is 7 with three cards||40:1||7.61%|
|4-5-6||Predict the total number of cards in the Banker’s and Player’s hands||3:2 for 4
2:1 for 5 and 6
Baccarat is favored among casino lovers as this game has some of the best odds and lowest house edge. That said, here is a rundown of the baccarat winning odds for the main baccarat bets:
|Banker’s Bet||45.87%||1.01 (one deck); 1.06 (six-eight decks)|
|Player’s Bet||44.63%||1.29% (one deck); 1.24% (six-eight decks)|
|Tie||9.51%||15.75 (one deck); 14.36% (six-eight decks)|
The main bets in baccarat have straightforward payouts, which is why many casino lovers choose this exact casino game:
|Banker’s Bet||19:20||1.01 (one deck); 1.06 (six-eight decks)|
|Player’s Bet||1:1||1.29% (one deck); 1.24% (six-eight decks)|
|Tie||8:1 (9:1)||15.75 (one deck); 14.36% (six-eight decks)|
Indian players have excellent possibilities if online baccarat is their casino game of choice. We have reviewed the top online casinos in India and share the best platforms to join and play a great variety of baccarat games.
Each of the proposed online casinos in India has excellent baccarat variants, accepts deposits in INR via the top Indian deposit methods, active casino licenses, and great customer support. The table below has the best options where you can play online baccarat in India:
Hands down, the best selection for Indian players!
Besides playing baccarat at the leading online casino platforms, Indian baccarat lovers can also play at the top mobile casino apps. Mobile casino apps have become a sophisticated, fast, and convenient way for any casino fan to play their favorite game anytime. We recommend you try the mobile casino apps from 10Cric, as it offers exceptional support and playing opportunities.
Now that you know the game of baccarat is played, let’s also share some common tips that can improve your winning chances:
There is one dealer in baccarat, and they deal only two hands – the Player’s hand and the Banker’s hand.
It is possible to count cards in baccarat, and if you are good at math and remembering cards, you can use this to your advantage and beat the house edge.
No, online baccarat games are not rigged. RNGs run the automated baccarat games, and the live dealer online baccarat games are live games run from a live casino studio with multiple cameras. The gameplay goes on as with any land-based casino.
Baccarat is a game of luck, and it is possible to win consistently in baccarat, although it does not happen often.
Even though it is a possible outcome, the Tie bet in baccarat is the worst bet you can place as it has the highest house edge and lowest winning odds.
It would be best to bet on the Banker, avoid the Tie bet, and manage your bankroll. There are no proven baccarat strategies that you can use to increase your winning chances.
It is doubtful that you will consistently win in baccarat, as this is a game of chance – you rely on luck more than skill.
Generally, the baccarat patterns (scorecards or road maps) depict the times when the Player or the Banker won during the rounds drawn from one shoe. Reading these can help you gain a slight advantage over the house and give you a better winning chance.
The third card in baccarat is drawn when the Player’s and the Banker’s hands are low and are far from winning.
The Banker is the last to get its hand, adding a slight advantage over the Player.
You don’t hit in baccarat; if the Player and Banker have low hands, the third card rule comes into play.