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Baccarat Rule Book

Baccarat is one of the oldest and wisest casino games. It’s a casual casino game meant for novice to professional gamblers. Baccarat is a game of chance/ luck with higher winning odds than any other casino game. There aren’t any hard and fast rules to memorize, that’s the reason it’s a top choice among beginners to experience the casino world.

Our mini-guide will help you know everything about the baccarat game, winning odds, the rules, tips to win, and how to play baccarat?  Let’s begin!

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Baccarat Rules

It’s a simple card game dealt from a shoe holding 6 to 8 deck of cards. The start of each round is called as ‘Coup.’ before every coup cards are distributed among banker and player by in house professional/live dealer.

  • Two hands are dealt with by the casino’s dealer; the player hand and the banker’s hand.
  • Baccarat is played on a customized table with about an average of 14 players.
  • There are just 3 outcomes to bet on Player’s hand, banker’s hand, and a tie.
  • The bet has to be placed before the cards are dealt.
  • The winner will be the one with a total closer to 9.

Payouts on each bet

Player’s hand: 1:1; player edge (1.24%), house edge (1.04%)

Banker’s hand: 19:20 or 0:9:1

Tie: 8:1

  • In case the player wins, he will get the winning amount as double of his bet.
  • If both the banker and player have equal total value; it’s a tie.
  • In case the sum of total=0; the person is declared as Baccarat.

Odds in 6 deck and 8 deck card game

Player: 44.63%; Banker: 45.87%; Tie: 9.51%

Player: 44.62%; Banker: 45.85%; Tie: 9.52%

To Know Card Value

Each deck has 13 different cards, so keeping track of all the cards will be a tough task. But it’s very easy to understand the card values in Online Baccarat

  • All the face cards (King, Queen, Jack) count a 10 except an ace as 1.
  • Cards between 2 to 9 are counted on their unit or face value.
  • If the total exceeds 10; the first digit of the value is removed and the second digit is considered as the real value.

Baccarat’s betting rules- How to place a bet?

Though there are just 3 possible outcomes to bet on. It’s very important to know the rules of the baccarat game before you place a bet, as it will increase the chances of your winning. It is compulsive for the gamblers to put a bet on the table before cards are dealt. Let’s discuss the different bets:

Bet on Player

If the total of the first two cards dealt with the player is 5 or less than 5, then another card is dealt with. and if the total of the cards is above 5 or say close to 9 that means no more cards will be dealt and the player ‘stands’.

The player’s edge on the winning amount is 1.24% and in case you win, you will receive a payout of 1:1.

Bet on Banker

This bet is considered as the best bet in Baccarat game. That’s because of its lowest house edge of 1.06%.

If the banker’s total of the first two cards is equal or greater than 7 then no more cards are dealt and the banker has to stand. In case the sum of cards is less than 7; the progressive coup rules are a bit complex for banker’s bet. This bet pays 19:20 as there is a commission fee of 5%.

If the banker’s first two cards total is 0, 1, 2 then the banker is allowed to draw a card.

If the total is 3,4,5,6 the banker will be permitted to draw depending on the player has drawn or not.

Bet on Tie

The bet with the least probability in baccarat game to occur out of all 3 bets. But in case you win, the payout is overwhelming i.e. 8:1. or sometimes 9:1. When both the player and banker have the same total of cards; the result is declared as a tie.

6-deck game: 14.44% edge

8-deck game: 14.36% house edge over the player

It is always advised to not bet on a tie as the odds of winning in a tie are quite low. but if you think you are lucky enough, go with your gut feeling. Who knows you might win? Gambling is unpredictable!

Third card rule

When bets are placed, two cards are dealt with each to the banker and the player. but as the coup progresses, sometimes it becomes impossible to decide to whom the third card will be dealt then rule book has to be followed as mentioned in the table below

Banker draws if Banker card value is: And the Player third card value is:
2 or less Any
3 Any except an 8
4 2, 3, 4, 5, 6 or 7
5 4, 5, 6 or 7
6 6 or 7

Coup Rules

  1. You have to make a bet on any of the 3 bets (Player, banker, or tie).
  2. You can also opt for side bets.
  3. Two cards are dealt with each player and banker.
  4. Dealer will ask to reveal the cards on the table.
  5. Payout will be given to the winner.
  6. Next round is on the way.

How to win at Baccarat?

Unfortunately, there are no such rules that guarantee you winning in the baccarat game. But however, there are some strategies and trends which can enhance the odds of your winning. Let’s read out the latest trends:

Zigzag zone: Fluctuating results between player and banker.

The streaky players and bankers: Both player and banker experience losing/winning streaks.

Turn switch treatments: Switch to a new strategy/bet if you are on the losing side.

Hovering State: To play defensively placing a bet on the safe side without taking much risk.

Variants of Baccarat

There are 3 variants of baccarat as mini, midi, and full-size baccarat. Most all the variants follow the same rules with some minor differences.

Mini baccarat: All the rules are the same as full-size baccarat with an exception that cards are turned over by the dealer.

Midi baccarat: quite similar to mini-baccarat with the exception that the table is bigger to entertain more players.

Full-size baccarat: this article is all about full-sized baccarat. more players, bigger tables, and players are allowed to turn over their own cards.

Tables Overview in Baccarat

Baccarat table is the simplest of all other table games in online casino gamesThere is a Player and banker on opposite sides and the dealer stands at the mid of the table, chip rack is placed nearer to the dealer. The table includes seven boxes to collect a commission.

Baccarat Game Variation Table Size
Mini Up to 7 players
Midi Up to 9 players
Full-size Up to 14 players

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So stop thinking and start playing!